Protect your journey with the right medical, baggage and trip-cancellation cover. Independent guidance from an ICEF-accredited team serving Punjab, Jammu & Kashmir, Himachal Pradesh and Haryana.
A single day of hospitalisation abroad can cost more than an entire trip. Insurance covers cashless treatment and evacuation.
Schengen, Japan, South Korea and most student visas mandate minimum medical cover before the consulate will stamp your passport.
Lost checked-in baggage, delayed baggage, and passport-loss reimbursement keep your trip on track.
Refunds for cancelled flights, missed connections and unexpected returns due to a family emergency back home.
Reach the insurer's 24×7 helpline printed on your policy — the moment you need care.
Provide policy number, location and a short description of the emergency.
Approved network hospitals settle directly with the insurer; elsewhere, keep original bills.
Upload medical reports, bills and boarding passes through the insurer portal within 30 days of the incident.
Approved claims are credited to your Indian bank account, usually within 15–20 working days.
Tell us the destination, travel dates and traveller ages. We'll compare 5+ leading insurers and email you a policy comparison in plain English — no obligation.
Yes. Schengen countries require minimum €30,000 medical coverage, and most universities in the UK, USA, Canada, Australia and New Zealand require students to hold health/travel insurance for the full duration of their stay.
Emergency hospitalisation, doctor visits, medicines, personal accident, loss of passport, loss of checked baggage, trip delay or cancellation, flight interruption and 24×7 assistance in the destination country.
Yes. Most insurers allow one online extension before the current policy expires, provided there is no ongoing claim. We help clients file the extension request through the insurer portal.
Call the insurer's 24×7 assistance number printed on your policy, share your policy number and location, and either the hospital bills you directly (cashless) or you pay and get reimbursed on return with the medical documents.
We are a licensed travel consultancy, not an insurance broker. We help you compare plans from leading providers (Tata AIG, Bajaj Allianz, HDFC ERGO, ICICI Lombard, Care) and issue the policy through their portals at no extra cost.
